Glossary

The terms we use, with their precise meaning. This glossary grows with every guide we publish.

Method

• Data point (relevé): an observation made by the editorial team on a fixed date, following a published protocol.
• Submission (déclaration): information provided by a reader about a transaction they actually carried out (price paid, wait time observed, amount received).
• Median (médiane): the value that splits the submissions into two equal halves. Less sensitive to extreme cases than an average.
• Publication threshold (seuil de publication): the minimum number of submissions below which no value is published.
• Verification date (date de vérification): the last day on which the information was confirmed with a competent source.

Transfers

• Advertised fees (frais affichés): what the operator states as the cost of sending money.
• Exchange-rate margin (marge de change): the gap between the rate applied to your transfer and the day’s reference rate. It often costs more than the advertised fees.
• Real cost (coût réel): the difference between what you send and what your recipient receives, fees and margin included.

Bases (terrains)

• PAR: Paris and France.
• YMQ: Montreal and Canada.
• DXB: Dubai and the Gulf.
• LOS: Lagos and West Africa.
• SAO: São Paulo and Brazil.
• BEY: Beirut.